Manage Your Debt On A Budget

moneysmart is an online personal finance management platform that makes it easy to manage your money and improve your credit rating. Take back control of your finances in a single place online with access to your credit report. It’s completely safe and simple to use.

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Here are the benefits:
  • See your monthly XDS credit report and score
  • Manage all your bank accounts and debts  in a single place
  • Set up budgets you can stick to
  • Track your spending and find ways to save
  • Find the best products suited to you
  • Get a monthly Action Plan to pay your debt faster
  • Receive a monthly financial summary on all your spending

Features of the moneysmart® service:

  • R59 per month service charge, 30-day money back guarantee, no contractual obligations
  • Automatic linking of your online accounts in one place (cheque, savings, debts)
  • Supports all major South African banks
  • Auto categorising of your transactions to budgets
  • Notifications of low balances, budgets and suspicious transactions
  • Monthly reporting summary on your financial plan
  • Helpful tips and content from experts
  • Live support agents to help you (08611 MONEY Call Centre NR for support and sales)
  • 100% safe and secure (E-Certificates; VeriSign,McAfee, TRUSTe)

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