The “silly season” is upon us. Accidents will most probably reach extreme heights – a lot of them fatal. But more accidents will leave people disabled – and even more Temporary Disabled.
Please don’t become a part of the statistics. Contact me to get you covered for Temporary and Permanent Income Protection before it is too late!
Cover And Claims With FMI 25.11.2013.
There is a perception in the market that FMI only covers individuals in manual trades like plumbing or construction but small business owners come from all walks of life and can suffer from a wide range of disabilities and illnesses. Want to know who’ve we covered and paid this year?
Who Have We Covered?
While our focus is on the self-employed, our income protection offerings cover a wide range of occupations from personal trainers to medical professionals. The following are just some of the occupations we covered last month –
|OCCUPATION||AGE||FMI OFFERINGS||COVER AMOUNT||MONTHLY PREMIUM|
|Legal secretary||37||TIP (Monthly)||R12 000||R81|
|Dread Disease Enhancer||R2 400||R3.19|
|Dentist||36||TIP (Primary)||R50 000||R640.51|
|Jeweller||26||TIP (Primary)||R6 000||R84.09|
|Dread Disease Enhancer||R1 200||R4.52|
|Bookkeeper||27||TIP (Quarterly)||R16 000||R41.04|
|Hospitalisation Enhancer||R3 200||R1.13|
|Dread Disease Enhancer||R3 200||R0.96|
What Kind Of Claims Do We Receive?
In the insurance industry, the term ‘disability’ covers a wide range of illnesses or injuries that prevent a person from working and generating an income. The following are just some of the claims we’ve received in 2013…
|OCCUPATION||REASON FOR CLAIM||TOTAL PAY-OUT AMOUNT PER CLAIM|
|Mechanic||Injury to right knee, tendon, and finger||R82 543|
|Dental technician||Metacarpal fracture of thumb||R44 384|
|Artificial eye maker||Colostomy and hernia repair||R35 901|
|Financial adviser||Breast cancer||R28 422|
|Chartered accountant||Gastro enteritis||R21 041|
|Tennis instructor||Removal of ovarian cysts||R10 356|
|Psychologist||Knee replacement||R6 973|
We believe that our claims record is proof of our commitment to claim certainty and we are proud to report a claims pay-out ratio consistently higher than 95% for the past 6 years!
Cell: 081 270 5802
Tel: +27 (0)82 251 0698
Fax: 086 274 1004 &
+27 (0)88 044-873 3019