New mobile card payment solution launches in South Africa


iKhokha, a young and innovative Cape Town-based financial services brand, has launched an exciting new payment service that is set to transform the way SME’s accept payment from their customers. The Edge, a secure Chip & PIN card reader that plugs into a smartphone, and coupled with the iKhokha mobile app, transforms the phone into a secure mobile Point of Sale (mPOS) terminal, it enables merchants to process card payments – anywhere in South Africa.

iKhokha information sheet March 2014

Using the Edge, a wide range of South African businesses are also able to tender cash, card and mobile transactions, sell value-added services (such as airtime) and monitor and track sales performance and transactional history through the slick and easy to use Mobile App.


Simplicity, service and security are the three pillars on which the iKhokha ethos has been built. The proudly South African developed and manufactured solution has been through an incredibly rigorous international testing process with regulatory bodies and card schemes to ensure world class security.


Emerge Mobile, the Umhlanga based technology company behind the iKhokha solution and brand was founded by two young Durban raised entrepreneurs, Ramsay Daly and Matt Putman and their mentor Dr Clive Putman – an experienced technologist and entrepreneur. Earlier this year the team earned the accolade of building the first African developed mPOS offering to gain full international accreditation.

To “Get the Edge”, business owners simply apply online at and then download the iKhokha app from the relevant app store. The proprietary iKhokha online portal removes much of the hassle that SMMEs would normally face when signing up with their bank through traditional channels. Once paid for and approved, the Edge will be delivered to the merchant. The solution is available to all businesses irrespective of their bank.

Merchants pay a once-off cost of R989 for the Edge Chip & PIN card reader and thereafter a flat 2.75% per transaction, there are no hidden monthly fees. iKhokha will also be offering a 24 month rental  option for merchants looking to avoid an upfront cost.

The founders, are passionate about empowering small business in South Africa and recognise that SMMEs have traditionally been overlooked by large institutions providing financial products and services. “Being South African entrepreneurs ourselves, we understood the challenges businesses face in collecting cash or digital payments from their customers. We  have built a product  that offers fellow entrepreneurs and businesses an easy way to take card payments securely using their mobile device whilst minimising the risks associated with carrying cash. We are really excited to finally see our vision come to life and witnessing the positive impact first hand makes all the hard work worthwhile,” says Daly.

“Our dream is that all South African businesses from the informal sector, to tradesmen, to enterprise level FMCGs, will be able to offer their customers a slick and secure mobile payment experience for all forms of payment through iKhokha.. We are determined to deliver an honest and transparent service to our merchant base that creates a sense of community and ultimately helps SME’s confidently adjust to the ever changing digital world.” adds Putman.

The Edge card reader is available in four colours– black, white, yellow and pink– and both the Edge and iKhokha mobile app are compatible with iPhone 4 upwards and most Android mobile devices. iKhokha will continue to expand its mobile service offering using the Edge device as the secure foundation on which to provide further innovation for all South African businesses.

To get the Edge or for more information visit

Twitter: @ikhokhasa

Instagram: @ikhokhasa


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