MedicalAid Shortfall Solutions

Sudden or unplanned expenses during treatment or hospitalisation can cause trouble even if you have medical cover.

Such shortfalls are often stressful and can cause immense anxiety. It is important to be able to cover for these extra expenses easily and without stress. GapCover is the ideal solution in such a situation.

Understanding GapCover
It is a short-term insurance product offering medical cover to you and your whole family to deal with the medical expense shortfalls during in-hospital procedures. You need to keep in mind that your medical covers might not always be enough to pay for all the medical treatments. If you are treated by specialist doctors, then you might have to pay 500 % or more than what your medical schemes offer you. In that case, you will have to pay for this shortfall on your own. In certain cases, it can exceed R50,000. Under some conditions, GapCover can pay up to R157,00 per annum for each beneficiary.

Terms of GapGover
• To access GapCover, a beneficiary needs to pay only one price for his whole family. The plan includes the beneficiary himself and six family members.
• The GapGover team provides dedicated support to the policyholders and makes sure that the holder’s claim is finalised promptly.
• Holders receive benefit confirmation before the planned procedure, so, they do not need to worry about the unpaid doctor’s bill.
• The policy of GapCover is available for a monthly payment of R171 per family.

Why choose Combined Cover?
Apart from GapCover, there is another cover known as CoPay cover. CoPay cover offers the expenses for in-patient and out-patient procedures, including specialised radiology like MRI and CT scans. You can avail the benefits of both GapCover and CoPay cover by getting Combine offer for a monthly payment of R230 per family.

Collaboration with Medical Schemes
GapCover offers a policy for many medical schemes. They are Bestmed, Bnitas, Camaf, Cape Medical Plan, Compcare, Discovery, Fedhealth, Gems, Genesis, Health Squared, Hosmed, Keyhealth, La Health, Makoti, Medihelp, Medimed, Medshield, Momentum Health, Profmed, Selfmed, Sizwe, Suremed, Topmed, Umvuzo etc.

Get a Quote
To get a quote, you must visit the website and fill the ‘Get A Quote’ form with the following information:

• Your name.
• Your surname.
• Your phone number
• Your e-mail address
• Your current medical scheme.

After filling the form, all you need to do is press the submit button.

To avail the services of GapCover, you must have a clear knowledge about the claim process as well as terms related to the insurance policies. For more information, please visit the official website of GapCover:

About GapCover
GapCover is a South Africa based short-term insurance provider for covering medical shortfalls. It offers policies for well-known medical schemes in South Africa. Operated from Durbanville, the online portal offers all the information needed.

Contact Us:
9 Queen Street,
Durbanville, 7550
South Africa

0861 333 128

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